This is a tank top, but it's stylish and easy to wear if you layer it with a T-shirt or something underneath! The fabric from the neckline down is a sheer chiffon-like material. The waist has elastic, so you can adjust the length ◡̈⃝⋆* It's roomy around the stomach and should also help to cover your figure. I've worn it a few times, but there are no noticeable stains. However, please refrain from purchasing if you are concerned.