Thank you for looking. We do not accept price negotiations for this item. This is a genuine leather long wallet from Prata Do Leste. The concho and the part for attaching the wallet chain are made of sterling silver (925). The concho is removable. It was originally made with cowhide leather, but most of the hair has fallen off, so it is recommended for those who want to remake it or for parts removal for those who want the sterling silver (925) cross concho. Immediate purchase is possible. If you have any other questions, please leave a comment.