This is a full-zip jersey from Montbell. The zipper functions without any problems. Regarding photo 5: I believe this photo shows the only noticeable fraying. Regarding photos 8 and 9: The name on the tag has been blacked out with a marker. The marker color has not transferred to the clothing itself. It can be worn immediately upon arrival, and I think it's in good condition. Please consider purchasing if you understand that this is a used item.