Unused Bag-Divided Easy Household Budget Envelope Set - 7 Pieces This item simplifies budgeting by allocating a month's budget into separate envelopes, making managing your finances easier. Benefits of the Envelope Method: ◎ Easily see remaining funds ◎ Simple to manage ◎ Prevents overspending through visualization It's only 4 simple steps: 1. Withdraw your budget when you get paid. 2. Allocate the budget into envelopes. 3. Manage your spending for the month. 4. Review at the end of the month. If you have money left over, it's a surplus! If not, it's a deficit! Then, review your receipts to check for wasteful spending, such as "I could have bought that cheaper" or "I made unnecessary purchases," and learn from your mistakes for the next month. Thank you for looking.