■■■■Important Notes■■■■ When negotiating a price reduction, please clearly state your ■desired price■ at the outset. I will not respond to template price negotiations. I will ignore, delete, or block such inquiries. ■■■■■■■■■■■■■■ Financial planner textbooks and workbooks compatible with smartphone learning, ideal for Level 3 exam preparation. No writing inside. Both come with red sheets. The condition has some folding marks, but overall it's in good condition. Please refrain from purchasing if you are overly sensitive or seek perfection, to avoid potential issues. - Title: FP Textbook '20 & '21 Edition - Title: FP Workbook '20 & '21 Edition - Level: Level 3 - Publisher: TAC Publishing - Features: Compatible with smartphone learning - Features: Includes color illustrations