This problem set is a complete preparatory textbook aimed at passing the exam on the first try, covering important points updated with legal revisions, practical financial analysis, and even a full-scale mock exam (100 questions). • For those who want to pass the Certified Money Lender exam on the first try and establish a career in financial services. • For those who are unsure about calculating interest (figures like 29.2% and 109.5%) or determining exceptions and exclusions to the total amount regulation. • For those who want to efficiently organize practical knowledge of civil law (assignment of claims, statute of limitations, etc.) and household financial diagnosis/counseling. • For those who want to develop the ability to score reliably in the actual four-choice question format through an overwhelming volume of practice (300 questions in total). ◾️ Problem Set Overview This book is structured to progressively enhance your scoring ability in line with the exam's scope of coverage (four main areas). • Problem Composition: 300 questions in total (200 questions by area + 100 questions in mock exams) • Main Contents: • Part 1: Money Lending Business Act and Related Laws (94 questions) • Requirements for money lender registration (net assets, establishment of a chief officer), Interest Limitation Act/Act on Prohibition of Usurious Money Lending (calculation of maximum interest rates), restrictions on collection, total amount regulation (one-third of annual income), ADR system. • Part 2: Contracts related to lending and brokerage of loans, and their performance (65 questions) • Basics of Civil Code (declaration of intention, agency, statute of limitations), assignment and security of claims (pledge, mortgage), guarantee obligations, unjust enrichment, personal bankruptcy. • Part 3: Practical aspects of lending and debt collection (60 questions) • Household financial diagnosis calculations (BMI, repayment ratio), protection of personal information, measures against illegal lending, exclusion of anti-social forces, dispute resolution practices. • Part 4: Corporate accounting and household financial diagnosis (81 questions) • Basics of financial statements (B/S, P/L), calculation of financial indicators (ROE, ROA, fixed assets to long-term capital ratio, equity ratio), depreciation (straight-line method, declining-balance method). • Mock Exams: 1st and 2nd (50 questions each) • Includes questions from standard to high difficulty in a practical format to measure scoring ability within the time limit.