Inside, there are pockets that can hold bills, cards, and coins directly, allowing it to be used as a wallet. By opening the side zipper, you can access the interior without removing the front hook. The area where the front hook and the leather make contact shows some wear and tear, but the overall condition is very clean as it was only used a few times after being purchased new. The coin and bill compartments inside are unused, so there is no soiling from coins or bills.