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布袋堂(^o^)
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■ Required Funds for Retirement: This section outlines the estimated living expenses for average two-person and single-person households, and the potential shortfall that may arise from relying solely on public pensions. ■ Methods for Preparing Funds: This section introduces methods for asset building, including savings, retirement allowances, and utilizing tax-advantaged financial products like iDeCo and NISA. ■ Utilizing Public Systems: This section discusses increasing pension benefits by postponing receipt, and utilizing other public benefit programs. ■ Risk Management: This section covers measures to prepare for risks such as medical expenses, nursing care costs, and asset freezing due to dementia.
1 week ago