I only wore this once for a wedding. It's two-tone, with white on the sides. The flared design is stylish, and it looks cute with or without the included ribbon. I think it can be used for both formal and casual occasions. As shown in the 6th photo, there's a small stain, so I'm selling it at a bargain price. It's not noticeable when worn, but please refrain from purchasing if you are concerned.